A Policy Designed Specifically for End-of-Life Planning.
With up to $100k in coverage, Everdays offers a comprehensive whole life insurance solution that goes beyond the limited scope of traditional final expense. Cover bills, travel & receptions, gifts for heirs, and more, all while accounting for inflation.
We designed our coverage to offer the best coverage rates for adults in typical or average health. By simply answering a few health questions, you can save up to 40% over typical guaranteed acceptance coverage.
Everdays is entirely digital. Our streamlined process consists of just 8 questions that will take only a few minutes, allowing us to swiftly determine your eligibility based on your health status. No medical exams required.
With our instant approval process, you'll know within minutes whether you qualify – 80% do! Don’t spend months waiting for an answer, apply now and experience the power of our platform.
You continue to enjoy the same affordable premium, month after month, year after year. No sudden hikes, no unpleasant surprises - just the price you deserve.
Life may be uncertain, but your insurance shouldn’t be. Our coverage guarantees protection that lasts your whole life*, ensuring your loved ones are always secure.
Our policy pays out fast, ensuring your loved ones have the cash they need to cover your end-of-life expenses. Your family can expect to receive funds, on average, in 3 days or less without the need for a death certificate.
Great coverage is just the beginning when you purchase with Everdays. Bundled with your policy is an Everdays end-of-life plan that allows you to allocate your funds, record your final wishes, store important documents & share it all with your family.
With an impressive $200 billion in total assets from top-rated underwriters like TruStageTM backing our whole life policies, you can rest easy knowing that your family will receive the funds when the time comes.
Your permanent insurance policy is backed by TruStageTM, a top-rated insurance company that has been in business for almost a century. TruStageTM maintains an A rating and has over $32B in assets.
Everdays has options for everyone, regardless of health conditions.
There are no medical exams or lab tests required for any insurance options with Everdays.
Your coverage will remain the same and your policy cannot be canceled as long as payments are current. Everdays policies are approved at the time of application and coverage starts when the initial premium is paid. Rates are locked in and will never increase.
As this is a permanent insurance, premiums are paid until the person insured passes. Unlike term, however, loved ones will receive insurance proceeds no matter when the person insured passes so long as premiums are paid up.
Yes, policies accumulate cash value at issue and increase over time (equal to the face amount at age 121).
Policyholders have a 30-day free look period allowing them to cancel the policy without a penalty.